Hindi me provident fund ki saral kahani - Kakoli Katha

Hindi me provident fund ki saral kahani

                                      

         provident fund India 2020



6 lakh rupiya ki insuarence aapke ho jate hay ,jab aap ke naam employment provident fund me nathi bhukt hone ke saath hi!Aapke pariwar ke security ki responsibility Provident fund organisation lete hay,Hum naukri karnewale sabse pahele aapna pariwar ke bare me  chintit rahete  hay.Fir Aapko milte hay retired ke baad mota rakum aur uske saath 58 aapke umer hua to pension bhi dete hay.
Namaskar,Satsree akal, Adab-me hu Tapas Bhattacharya kakolib.com ke.Aaj ke blog hay Employment provident fund ki hindi me.Jyada logoko bahut kum malum hay PF ke bare me.Mere  job me maine dekha ki-staff chintit rahete hay ,unka mehenat ki kamai jo jama hote hay,woh baad me milega ki nehi?Kahi unka jama rakum Management 'Hazam' kar dega to nehi ?

EPF organisation


Duniya ke sabse bade samajik unnati aur suraksha ki sanshtha hay.19.34 crore account hay Provident fund organisation me.1952 me India me  prothishtit provident fund aaj,bishal ped banchuka.Crore ro Bharat ke karam chaari  ko aur unke pariwar ki suraksha ke dayitya liye hay.

Employment Provident fund ki jo board hay woh 3 tarah ke scheme ko maintain karte hay.EDLI,EPS aur EPF scheme.1976 ko suru hua insurence scheme,EDLI-1995 me suru hua pension scheme aur 1952 ke EPF
scheme.Agar koi scheme ke under me hote hay aur unka death hote hay to unke pariwar ko milte hay,unke wages ki 20 guna ye maximum 6lakh rupiya tak.


Hotel ki Operational Manager rahete hue maine dekhe hay ,jab suru hua aapke PF account ko Aadhaar card ke saath link karna,tabhi dikhai diye taraha taraha ke dikkat.Jaise Bishu babu ki Pf ko link karne ke time dikhai diye-Unka date of birth  office me ek hay,voter card hay me dusra hay aur aadhaar card me tisra hay!Ab bataiye PF organisation ye Company kya kare yisme?




Date of Birth hum hidusthanio ki ajib hay,Koi pakka sabut nehi hote hay jyada logo ki .Aaj kaal ke parents Date of birth proper maintain karte hay ,kiu  kiGovernment  bhi yis me active hua.Nehi
date of birth puchne me sunai deta tha--'Aaray sir,jis time Pakistan se ladke Bangladesh swadhin hua usi saal mera janam hay'?


Method and Contribution of PF




METHOD CONTRIBUTION CONTRIBUTION
OF EMPLOYEE OF EMPLOYER
A 12% OF BASIC PAY+DA 12% OF BASIC PAY-8.33% OF RUPEES15000/-
B 12% OF BASIC PAY+DA 3.67% OF RUPEES -15000/-
C 12% OF BASIC PAY 3.67% OF RUPEES-15000/-
Very simple hay yehi structure samajhne me.Aapke salary ke 12% aur DA jode ke jama hota  pf me,saath me company ko dena padta basic salary ke upor 12% add  karke.Aapke pension jo milte hay
woh bahut hi kum hay,firbhi jitne ate hay utna aacha hay aapke liye.Pension pane ki formula hay aise--

Monthly pension = Number of years multiplied by last drawn salary divided by 70. Kya sir clear hua kitne milega pension?Yis me hume support diye Kerala high court ne,bola unhone ki karamchari ko pura pension milna chahiye.Supreme court ne bhi yis ko support diya.Fir karamchari jab naukri chodta tha, tab unse Signature nehi milte the,malik ghumata tha,pareshan karta tha bahut!

2019 ko suru hua UAN portal jo ki mandatory hay,bagar employer ke signature employee aapna jama hua pf ke punji withdraw kar sakte aapna bank ki account me.Aap aapne account me kitne paise jama hua, woh regular basis pe check bhi kar sakte ho.PF ke office se monthly message bhi aate hay aapke registered mobile pe.Loan aap le sakte ho pf se aapne Bachcho ke padai ye shaadi ke samay.Ghar lene time bhi aapko 90%loan dete hay,Employment  provident fund organisation.

UAN aapke jama punji ko, smoothly aapke bank account me transfer karta hay.Agar pahele aap punjiuthate ho to Usme TAX dena padta lekin 5 saal scheme ke ander rahene ke baad, me uthate ho to woh Tax free hay.Form 31 number aapko help karte hay advance me Rupiya withdraw karne me.

Asha karta hu ki yehi Jarurat mand Topics Employment Provident Fund aapko help kiya hoga.Me aise hi help hone wala topics likhta hu .ESI ke bare me agar aapko janna hay to comments kijye,me Tapas Bhattacharya Aapke seva me hazir hu.






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